The first hour after a flash flood or burst pipe
The first hour after a flash flood or burst pipe decides how much has to be torn out later, because EPA says water damaged areas should be dry within 24 to 48 hours to prevent mold growth.
The first hour, minute by minute
| Clock | Action | Why |
|---|---|---|
| 0 min | Get people out of the water | Do not walk or drive through moving water. Ready.gov says six inches of moving water can knock you down and one foot can sweep a car away. |
| 2 min | Stop the source if you safely can | For a pipe, close the main shutoff. LVVWD says it is usually in the front yard near the sewer riser cap, in the garage or at the home's manifold. |
| 5 min | Keep away from wet power | Ready.gov says not to touch electrical equipment that is wet or while you stand in water. Leave the breaker panel alone if the floor around it is wet. |
| 10 min | Call or text (702) 602-9420 | Tell us where the water came from, which rooms are wet and whether it came in from outside. That decides the crew and the gear. |
| 15 min | Photograph everything before it moves | Wide shots of each room, close shots of the water line on walls, and the source. Your insurer will ask for these. |
| 30 min | Lift and separate | Move rugs, boxes and furniture off wet floors. Put foil or wood blocks under furniture legs that must stay. |
| 45 min | Treat flood water as dirty | Floodwater can be contaminated, per Ready.gov. Wear gloves and boots. Keep children and pets out. |
| 60 min | Start the 48 hour clock | EPA says to dry water damaged areas and items within 24 to 48 hours to prevent mold growth. Extraction and drying should start inside that window. |
Flash flood or pipe, what changes
The steps look alike. The water does not. Here is where they split.
| Question | Flash flood from outside | Burst or leaking pipe inside |
|---|---|---|
| How to stop it | You cannot. Get clear and wait for the water to drop. | Close the main shutoff. LVVWD says it is usually in the front yard near the sewer riser cap, in the garage or at the manifold. |
| Is the water clean | Treat it as contaminated, per Ready.gov. | Supply line water starts clean. Drain and toilet water does not. |
| What usually comes out | Carpet, pad, insulation and wall bottoms it soaked | Only what reads wet past the drying target |
| Which policy | Flood policy. Standard homeowners policies do not cover flood, per the Nevada Division of Insurance. | Homeowners policy, for sudden and accidental discharge under most forms |
| When it happens | Mostly July and August, per the NWS | Any month |
What not to do
- Do not drive into a flooded street or wash. Ready.gov says one foot of moving water can sweep a vehicle away.
- Do not touch electrical equipment that is wet or while you stand in water, per Ready.gov.
- Do not go back into a flooded home until authorities say it is safe.
- Do not throw out damaged items before you photograph them.
- Do not turn off drying gear at night once it is running.
What to photograph for the claim
- A wide shot of each wet room from the doorway
- The water line on the walls, with something for scale
- The source, a split line, a failed heater, the door the water came under
- Serial plates on damaged appliances
- The outside, if water came from the street or yard
Our claim help page explains what the adjuster will ask for.
Why the clock matters in Las Vegas
The NWS describes monsoon storms that form over the mountains, move into the valley and send flash floods down normally dry washes. On July 8, 1999, most of the rain fell in 90 minutes. Water moves fast here and so should the response. Inside a home, most water comes from plumbing, and LVVWD rates the water at about 16 grains per gallon, very hard, which builds scale in heaters and fixtures over time.
Questions
How urgent is a burst pipe?
Where is the main shutoff in a Las Vegas home?
How deep does moving water have to be to knock me down?
Should I turn off the power?
When can I go back in after a flash flood?
Does homeowners insurance cover a burst pipe?
Sources
- Ready.gov, Floods
- U.S. EPA, A Brief Guide to Mold, Moisture and Your Home
- Las Vegas Valley Water District, find and fix leaks
- Las Vegas Valley Water District, water quality facts
- National Weather Service Las Vegas, Climate of Las Vegas
- National Weather Service, Flooding in Nevada
- Nevada Division of Insurance, February 8, 2023 release
Water in the house right now? Call or text (702) 602-9420.